Debt Management

Belleville 618.236.7000
Granite City 618.656.7941

Video Transcript

Some people find debt management programs helpful, but you have to be really careful in choosing one. There are a lot of organizations that will charge you a large fee and make a lot of promises, but in actuality they are doing very little to help you. Be sure to check these kinds of organizations out with the Better Business Bureau before you hire them.

In general, debt management programs may help people who have a small total amount of debt, or who have debts that don’t accrue interest, like medical bills for example.

But they are rarely helpful to people who are behind on their house or their car payments, or who have a large amount of credit card debt. In fact, sometimes these debt management companies actually make the situation worse. We frequently see people in our offices who have paid significant fees to debt management companies, but their debts were not settled fast enough. The client ended up getting sued by one or more of their creditors, and came to us to stop the lawsuit and either reorganize or greatly reduce their debt so that their financial situation could become manageable again.

Just give TBC a call – we’ll be glad to set up a free consultation to review all of your options with you.

Memberships & Associations


Belleville Location

The Bankruptcy Center
5312 West Main Street
Belleville, IL 62226
Tel: 618.236.7000

Granite City Location

The Bankruptcy Center
2021 Johnson Road, Suite 1
Granite City, IL 62040
Tel: 618.656.7941


The Law Office of Ronald A. Buch is a debt relief agency, helping people file for bankruptcy relief under the Bankruptcy Code.