Stop Foreclosure
Bankruptcy Attorneys: Belleville, IL | Glen Carbon, IL | Highland, IL
image of foreclosed house for sale

Stop Foreclosure On Your Home

When people start having money problems, they usually try to reduce their expenses without affecting some of bigger items, such as vehicle or mortgage payments.  Sometimes it is unavoidable and payments are skipped in order to provide for more immediate needs or to help with cash flow.  We understand the tough decisions you've had to make while trying to ride out this tough time.  In our society, we place a great emphasis on owning a home - the American Dream!  Most of our clients want to keep their homes as it provides a stable constant in their lives or provides a sense of pride or has sentimental value.  Whatever the reason, if you want to keep your home and find yourself facing foreclosure, filing bankruptcy can stop the foreclosure process - at least temporarily.

Stopping the foreclosure process will give you time to evaluate your situation without the pressure of losing your home.  Filing Chapter 7 Bankruptcy or Chapter 13 Bankruptcy will create an "automatic stay", which is a court order to stop all actions by creditors and debt collectors.  This includes the foreclosure process, unless you've waited too long to contact a bankruptcy lawyer.  The automatic stay is temporary and designed to provide a period of time where you can organize your debt and form a strategy on how to proceed without the bombardment of creditors and the fear of  foreclosure or repossession.

Don't Wait to Contact a Bankruptcy Attorney

Every case has unique circumstances and should be evaluated on its own merit.  There are many nuances to bankruptcy law including exemptions and limits that An experienced bankruptcy attorney can help you understand how the law applies to your specific situation. If you wait too long to contact a bankruptcy lawyer, it may be impossible to stop a foreclosure.

We offer a FREE Consultation with a bankruptcy lawyer so you can make an informed decision about what type of bankruptcy is right for you.